Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

Log Data

We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer's Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer's hard drive.

Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

Insurance Underwriting

While providing insurance products and services, we will collect information such as your name, contact details, Social Security number, driver’s license number, health history, employment and income information, policy details, and claims data. This information is collected when you apply for coverage, submit claims, or communicate with our agency.

We use this information to offer insurance solutions, process claims, manage policies, and provide customer support. In most cases, we will share your information with our insurance carriers, service providers or business partners who assist us in delivering our services. These third parties are required to maintain strict confidentiality and use the information only for the intended purposes.

We do not sell your information. Any sharing of personal data is limited to what is necessary to serve you, operate our business effectively, or as required by law. You have the right to request access to your information, ask for corrections, or request limits on how your information is shared in some situations.

SMS /Text
Messaging Policy

By providing us with your phone number, you agree to receive text messages and notifications from Noguchi & Associates regarding your insurance policies, account updates, billing reminders, claims status, appointment confirmations, and other service-related information. Consent to receive these messages is not a condition of obtaining insurance coverage or receiving services. We will not share your mobile opt-in data with third parties.

Message frequency varies based on communication needs. Message and data rates may apply depending on your mobile carrier plan. Reply STOP to unsubscribe to a message sent from us. You may request for assistance by replying HELP or contacting our team directly at (808) 591-2700 or opt-out@nogins.com.

Information shared via text will be handled in accordance with our Privacy Policy accessible on our website at https://www.nogins.com/privacy-policy.  We do not share or sell your phone numbers or personal information to third parties for their own marketing purposes. All text message communications are used solely for providing and improving our insurance services to you.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

• To facilitate our Service;

• To provide the Service on our behalf;

• To perform Service-related services; or

• To assist us in analyzing how our Service is used.

We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

To safeguard your information, we implement the following measures:

Secure Systems: Our technical safeguards include next-generation endpoint protection and firewalled networks, intrusion detection systems, encryption, and multi-factor authentication to prevent unauthorized access.

Role-based Access Controls: Only authorized personnel have access to personal data, strictly limited to what is necessary for their role.

Staff Training: All staff members receive regular training on data protection and privacy best practices.

Regular Audits: We conduct periodic audits to monitor compliance with our privacy and data protection policies.

 We continuously review and update our practices to maintain the highest standards of data security and privacy.

Links to Other Sites

Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children's Privacy

Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.